🎯 Non-Fault Accident? Get a like-for-like replacement vehicle and complete support at no cost to you. Learn More →

Guidance & Claims Support

Non-Fault Accident Claims

Helping drivers get back on the road with replacement vehicles, vehicle recovery, secure storage and complete accident management support following a non-fault road traffic accident.

Damaged vehicle and clean replacement vehicle in front of London skyline
Immediate Checklist

What Should You Do After a Non-Fault Accident?

Knowing what to do immediately after an accident can help protect your safety and support your claim. Follow this essential advice.

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1. Ensure Everyone Is Safe

Stop your vehicle immediately, switch on your hazard lights, and check for injuries. If anyone is hurt or there is a hazard, dial 999.

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2. Exchange Details & Take Photos

Exchange details with the other driver. Take clear photos of all vehicle damage, registration plates, road markings, and the surrounding scene.

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3. Report the Accident

Log the accident with the police if necessary (call 101 within 24 hours if not reported at the scene) and collect contact details of any eyewitnesses.

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4. Contact Credit Hire Direct

Call our hotline before contacting your insurer. We provide immediate non-fault claims assessment, vehicle recovery, and secure storage.

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5. Back on the Road

We coordinate like-for-like credit hire delivery, repair approvals, and claim recovery directly from the at-fault driver's insurance company.

Our Core Support

How Credit Hire Direct Can Help

We offer an end-to-end accident support system to bypass insurance delays, protecting your interests and keeping you mobile.

Premium replacement vehicle

Replacement Vehicles

Helping eligible drivers stay mobile with a like-for-like replacement car or plated taxi delivered directly to your home or base while your own vehicle is unavailable.

Nationwide vehicle recovery truck

Vehicle Recovery

Fast, professional and fully licensed vehicle recovery coordinated directly from the accident scene, operating 24 hours a day, 365 days a year nationwide.

Secure indoor vehicle storage facility

Secure Storage

Safe, secure, and CCTV-monitored vehicle storage compounds while structural repairs are approved, inspections completed, and claims progressed.

Claims advisor assisting non-fault motorist

Accident Management

End-to-end support coordinating manufacturer-approved repairs, engineer damage reports, third-party insurers, and complete legal fee recoveries.

Accident management specialist assisting a driver
24/7 Helpline Support
Expert Team

Why Drivers Trust Credit Hire Direct

We prioritize clear, honest legal advice and direct action, establishing us as a premium accident support partner for private motorists and licensed drivers across the UK.

Fast Response

Prompt assessment and support when you need it most after a collision.

One Dedicated Team

One direct point of contact handling every stage of your claim portfolio.

Helping You Back on the Road

Delivering like-for-like replacement cars, MPVs, WAVs, and plated taxis.

Recovery Coordinated

Minimising stress by managing recovery operations from the collision scene.

Secure Vehicle Storage

CCTV compounds ensuring your vehicle is preserved pending inspection.

Customer-First Approach

Transparent communication, regular text updates, and zero hidden charges.

Process Journey

Your Journey Back on the Road

From the initial roadside incident through assessments, replacement, and repair resolution.

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Accident

A non-fault collision occurs. Collect third-party details and call us first.

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Assessment

Our legal and claims handlers evaluate liability and confirm eligibility.

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Recovery

We recover your damaged vehicle and move it to our secure facility.

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Replacement Vehicle

We deliver a like-for-like replacement car directly to your driveway.

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Claim Support

We manage insurers, repair works, and recover costs on your behalf.

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Back on the Road

Your vehicle is repaired or settled, and you return the hire car hassle-free.

Claims Advice

Frequently Asked Questions

Find clear, comprehensive answers to your questions about credit hire, vehicle replacement, and non-fault accidents.

Need further legal clarity?

Speak directly to our UK-based accident management team today.

A non-fault accident is a road traffic collision where another driver is completely to blame. In legal terms, the at-fault driver's insurance company is responsible for paying all losses, including repairs, vehicle recovery, and replacement vehicle hire costs.

Yes. If you were involved in a non-fault accident and require a vehicle (e.g. for work, family duties, or business), you are legally entitled to a like-for-like replacement vehicle while yours is being repaired or assessed by engineers.

The cost of the replacement vehicle is recovered directly from the insurance company of the driver who caused the accident. Credit Hire Direct provides the vehicle to you on credit, meaning we deal with the recovery process directly, so you pay nothing upfront.

You can retain the replacement vehicle until your own vehicle has been repaired and returned to you, or until a total loss (write-off) settlement check is issued by the at-fault driver's insurance company.

Yes, we coordinate rapid recovery vehicles to tow your car from the scene of the collision or from third-party storage centers, bringing it to our secure yard or approved repair facilities.

Yes. We have monitored, CCTV-secured compounds where your vehicle is stored safely while engineers perform vehicle damage inspections and insurer authorization is pending.

Yes, you always retain the legal right to choose your own independent legal representatives. Credit Hire Direct partners with specialist personal injury and claims lawyers, or we can coordinate directly with your preferred solicitor.

Simple vehicle damage claims where liability is admitted can resolve in 4 to 8 weeks. Complex disputes, split liability, or claims involving injury can take longer. However, you remain in your replacement vehicle for the duration of the hire period.

Yes, supporting professional drivers is one of our primary services. We supply council-plated, licensed replacement hackneys, private hire vehicles, and executive saloons, keeping you working and earning.

You can contact our 24/7 claims helpline via our contact form, email us at claims@credithiredirect.co.uk, or submit an assistance request form on our website. We will contact you in under 15 minutes.

Independent Claims Help

Ready to Get Back on the Road?

If you've been involved in a non-fault accident, our team is ready to help with replacement vehicles, recovery, secure storage and accident management support.

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